Other investments have much higher ROI’s. Some of the houses in the game return $100/month. So if you pay it off, you’re saving $50 each month. Essentially it does the same thing.įor a $1000 retail debt, you pay $50 each month. The liabilities also have an “ROI” but it’s money that reduces your expensive. In the game, you can buy a house or other investment and get a certain ROI on it. They are different, some are worth paying, others aren’t. The first game I played, I had basically ignored liabilities and their interest rates. I had no school loans and a pretty high salary, my expenses were also high. I played Cashflow 101 with my brother and his friend the other day. On the fast track you can also franchise businesses you already own and buy businesses of other places (for twice the cost). To get out of the ratrace in 202 you need to have your passive income be twice your expenses.Īnd to win you need to buy your dream or two other dreams as well as getting 50k in passive income on the fast track. (I had paid off retail debt much earlier) I ended up giving 12k to my friend for one deal that gave him some cash and me some good cashflow.Īfter I got a lot of cash from the one very successful stock deal, I paid off all my liabilities, even though paying off the home mortgage is not a high ROI. You can also negotiate more with other players throughout the game. The deal that really got me some capital was shortselling 5000 shares of an overpriced stock. My investment portfolio started me off with 3000 in cash and a 4-plex. My profession was truck driver, I had fairly low expenses. There’s a home business component which has different levels too. After you go through all 25 then you reshuffle them with the rest of the cards and deal out another 25. The market cards work a little bit differently too, you shuffle them and place 25 on the board, leaving the rest to the side. And after you act upon the deal, you draw a market card. You pick one of these deals whenever you land on an opportunity space OR a market space. Instead of big deals and small deals, you have capital gains deals and cashflow deals. In addition to your job, you start off with an initial portfolio. The stock market becomes more complicated and volatile- companies can go bankrupt, you can sell short, and use put and call options.īecause of these changes, you have a new playing sheet just for your stocks. It’s basically an expansion to 101, so it requires some of the same pieces and the board from 101. Yesterday I played Cashflow 202 with my friend. Usually you want to leave the rat race as soon as possible, but sometimes it can be better to wait strategically by taking out loans. But one time I lost a game because I left the rat race too early. So I got some big deals without loans first and later took out some loans which also helped get some more big deals.Ī passive income of around $4,000 should be sufficient to leave the rat race. Can be better to increase your passive income before leaving the rat race. But if you multiply that by the 100 for outside of the rat race, you might not have as much funds as would be easier to deal with. Sometimes that will make sense, especially if your expenses are low.Īs a mechanic, I had pretty low expenses.Ĭould have left the rat race with a passive income of around $2,000. But then realized that you can take out loans before you would leave the rat race. But if you have played the game a few times, you can see the important information fairly quickly.Īn issue that you sometimes have in the game is to leave the rat race too early when your income really isn’t quite high enough to be able to buy things easily on the fast track.įor the app, at first I wasn’t sure how to solve that issue. One somewhat common complaint is that the text moves too quickly for bots. On a phone or tablet you can touch the screen which I like better.Ī few differences between the app and board game: But I also prefer not to click with a mouse all that often since I work on the computer a bit. They had the game online at one point and available as a computer game, and I kind of liked it. And after playing it, it’s fairly similar to the board game. Overall, the reviews for the app are pretty good. Less expensive than the physical board game! Could be a good decision for the company though since the market for apps is likely growing much more than the physical games! Played a round of Cashflow 101 the other day and then the person I played with found the app available for $2.99.
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